It’s the great Colorado paradox. You’re surrounded by "Accidental Millionaires" who are still living on a middle-class cash flow. They’re winning the real estate game on paper, but they’re losing the lifestyle game in reality. If your home is worth $1M but you’re still checking your bank balance before a weekend getaway, you’re an Accidental Millionaire.
50 years ago, a house was just a house. Today, your home has evolved into your most concentrated investment asset. If you are still using 1970s retirement logic, that asset stays locked away and "off-limits" while life happens around it.
The "Accidental Millionaire" Diagnostic: Take a second to answer these three questions:
Is your home equity currently 50% or more of your total net worth?
Does your monthly mortgage payment consume more than 20% of your take-home pay?
Is your home’s annual appreciation currently higher than your mortgage interest rate?
If you answered "Yes" to more than one of those questions, you are sitting on a massive amount of "Dead Wealth."
Under the SHAP Phase 1 strategy, we specialize in helping homeowners 55 and older stop working for their homes. We pivot that equity, defer the mandatory mortgage payments, and help recapture your cash flow. We move your wealth from "inside the walls" to "inside your life" where it can actually be used for travel, family, or a tax-free safety net.
If you answered "Yes" to two or more of the questions above, we should be discussing a solution for you.
You’ve earned the millionaire status on paper—it’s time to get the cash flow to match.
Representing: Enduro Mortgage, Colorado Mortgage Company Registration
NMLS# 2127434 Regulated by the Division of Real Estate
EQUAL HOUSING OPPORTUNITY https://nmlsconsumeraccess.org
