The Membership Requirements (You've Already Met Them)
Every exclusive club has rules. Here are the simple requirements for this one:
The Age Requirement: All borrowers have to be at least 62 years young. (You've put in the time!)
The Homeownership Requirement: You have to live in your home as your primary residence. (You've built your castle!)
The Equity Requirement: You have to have a good amount of equity built up. (You've made the smart investments!)
If you meet these three requirements, CONGRATULATIONS, you're in.
The Membership Requirements (You've Already Met Them)
Every exclusive club has rules. Here are the simple requirements for this one:
- The Age Requirement: All borrowers have to be at least 62 years young. (You've put in the time!)
- The Homeownership Requirement: You have to live in your home as your primary residence. (You've built your castle!)
- The Equity Requirement: You have to have a good amount of equity built up. (You've made the investment!)
If you meet these three requirements, CONGRATULATIONS, you're in.
The Membership Benefits (How to Access Your "Perks")
So, what do you get as a member of this club? Your membership gives you the exclusive opportunity to apply for a powerful financial tool designed specifically for you: a modern reverse mortgage.
Think of it as having a key to a private vault. The final step is a simple Financial Assessment—to make sure that opening the vault is a safe and sustainable solution for your future.
Once you've completed that final step, you can unlock a host of life-changing benefits, including:
- The "No More Dues" Benefit: The ability to eliminate your monthly mortgage payment.¹
- The "Club Treasury" Benefit: Access to a tax-free line of credit for any "what ifs."
- The "Clubhouse for Life" Benefit: The financial security to stay in the home you love.
It's a two-step process: your lifetime of hard work gets you into the club, and a financial check-in gives you access to the rewards.
¹While you are not required to make monthly mortgage payments, as the homeowner, you are still responsible for paying for property taxes, homeowners' insurance, and general home maintenance. It's a key part of membership.
Ready to Claim Your Membership Benefits?
You've earned your spot in the club. The only thing left to do is decide if you want to start enjoying the benefits.
To learn more, complete the sign-up form
While you are not required to make monthly mortgage payments, as the homeowner, you are still responsible for paying for property taxes, homeowners' insurance, and general home maintenance. It's a key part of the membership.
